A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from standard assets like stocks and bonds which makes them an excellent way to diversify.
We looked at the top gold IRA companies to determine what precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based upon a range of things, such as the valuable metals they offer, the fees they impose, the storage choices they provide, their customer service, and their image.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to move the money in your account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your current savings account to your new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. They’re pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the precious metals that are in your account, Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with information. This kit contains written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the top companies that provide gold IRAs.
One of the best companies to purchase silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of silver and gold goods that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they’re doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you’re interested in learning more about purchasing gold prior to taking the next step you can contact the company for a complimentary guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take control of the savings you have.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case, you can get help from a personal expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to be aware of what to expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours about how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals through this company is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods in addition to other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these five steps:
Create your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through when they have confirmed it.
Choose a way to store your items. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. You can contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company offers a broad variety of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website that contains many free information on the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people in all 50 U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move money to your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA and how they work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast variety of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make informed financial decisions. On their website, the business provides a full learning center to assist buyers.
This study area has a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a good choice, so you should select a gold investment company that puts the reviews of its customers and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and want to put a large portion of their wealth into a gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold fluctuates in real time through the site, so you can easily see the benefits, risks, and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have previously had this service. The initial year of storage and maintenance costs $250, and each year following that is $200. You might have to shell out more like a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online account application to start.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to quality training tools.
It is possible to apply for an account without talking to a person, and the company gives access to a vast knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold you must complete the following steps:
Complete the online form, and select the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold or call the customer service team for personalized assistance.
Accept the policies and rules that the business follows, and then share your financial documents. You may need to provide different documents about your IRA or tax obligations.
Choose the way you want to put money in your account. A professional who has experience in rolling money into a gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe location to store them. As the last step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Due to this, many people are now investing in silver, gold, and other valuable metals into their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to set up and manage the individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see if it makes sense for you.