A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the best value. We evaluated every gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they charge, the storage choices they provide as well as their customer service and even their reputation.
Goldco is one of the most reputable and most reliable company when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in a variety of retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the funds in your account to an precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover your assets from your current savings account to your new IRA. Goldco makes it simple and easy for customers to complete this process by guiding them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. They’re pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the best companies to buy gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of silver and gold goods that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’re interested in learning more about purchasing gold prior to making the move, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of your savings.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario, you can get help from a personal expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly help desks, and transparent prices, among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and allow you to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
If you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products in addition to other. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the highest tax benefits.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your expert will help you understand the different methods to organize your belongings. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is performing. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company sells a wide selection of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website that contains a lot of free information about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer funds to the Augusta account and choose the silver and gold items you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA and how these IRAs work and what types are available, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and giving them the tools they require to make informed financial decisions. On their website, the business has a full learning center to help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. This person can assist you with any queries you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big decision, so you must choose a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80-$200 per year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and would like to put a big chunk of their money into an investment in gold IRA, since it gives savings for big investments but lacks many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold changes in real-time on the website, so you can easily assess the benefits, risks, and costs of your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. The initial year of storage and maintenance costs $250, and each year after that costs $200. You might have to pay a little more such as the cost to open an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to get started.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase precious metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to good training tools.
It is possible to apply for an account without talking to anyone, and the company gives you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and an A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the online form and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies that the business follows, and then provide your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the method you wish to transfer funds into your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready for selling the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites give great reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. This is why many people are now putting gold, silver and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage these individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine if it makes sense for you.