A precious metals IRA that is also known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks and bonds, which makes them a great way to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts are the best value. We looked at every gold IRA company below based on a number of factors, including the quality of the metals they offer, the fees they impose, the storage choices they provide and their customer service as well as their appearance.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by moving them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings or other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can also be purchased. They’re as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals that are in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying in gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario you can seek advice from a personal expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences, easy access to helpful assistance teams and clear pricing among other things. To ensure that your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market trends and make it easier to know what to expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items as well as other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take the following steps:
Set up your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your items. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is performing. You can call your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide range of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. The company also has a website with a lot of free information regarding the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move funds into the Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money into a precious metal IRA and learn how they work, what kinds are offered, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its customers and giving them the tools they require to make good financial choices. On their website, the business offers a full learning center to help with the buying process.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a great choice, so you should choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver, platinum, and palladium in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and would like to invest a significant portion of their money into a gold IRA, since it gives savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real-time through the site, which means you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is best for buyers who have previously had this service. First year storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to shell out more for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to start.
Contact a customer service representative to get your account started or movement of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to quality training tools.
The application process is simple without talking to a person and the company provides you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with the A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must do the following:
Fill out the form online and select the account manager you want. You can complete this initial step by yourself using AdvantageGold or call the customer service team for personalized assistance.
Accept the policies and rules that the business follows, and then provide your financial records. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. A professional who has experience in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all websites give excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people are investing in silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should move the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage these retirement accounts for individuals. Many companies put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to determine if it makes sense for you.
Precious Metals IRA Previous Post