A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them an excellent option to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based on a number of things, such as the quality of the metals they offer and the charges they charge, the storage options they offer and their customer service and their image.
Goldco is the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of various retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the funds that is in the account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings, or other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account, Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written spoken, spoken, and a visual information on investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the top companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they’re doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying gold prior to making the move you can contact the company for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this case you can seek advice from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and clear prices, among other things. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to know what to expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to do the tax-free move. It could take up to five days for the money to be moved.
You can buy valuable metals and allow Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA for free if spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products in addition to other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings to an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and choose which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through when they have confirmed it.
Find a method to store your belongings. Your specialist will guide you through the various methods to organize your belongings. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. You can call your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company sells a wide variety of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for gold and silver. The company also has a website that contains lots of information for free on the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds to the Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA, how these IRAs work and what kinds are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to clients and giving them the tools they need to make informed financial decisions. On its website, the company provides an entire learning center that can assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you might have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a good option, so it is important to choose a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 a year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and want to put a big chunk of their money into an investment in gold IRA which offers savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold fluctuates in real-time through the site, so you can easily assess the benefits, risks, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended for those who have had this experience before. First year storage and upkeep costs $250, and each year following that is $200. You might have to pay more, like the cost to open an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can buy valuable metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and need easy access to high-quality training tools.
The application process is simple with no need to talk to anyone The company will give you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and an A+ grade.
Nearly 700 of their customers have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the form online and select the account manager you would like to work with. You can do this first step on your own with AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules of your company then share your financial records. You may need to provide different documents about your IRA or tax obligations.
Select the method you prefer to deposit money into your account. A expert in rolling money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe location to store them. As the last step, you need to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave great reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, many people are now placing silver, gold, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage these retirement accounts for individuals. Many businesses put clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor to find out whether it’s a good idea for you.