A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like silver and gold are different from traditional assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, the storage choices they provide and their customer service as well as their appearance.
Goldco is the most trusted and most reliable company for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the funds that is in the account to a precious metals IRA.
The company also sells silver and gold directly to customers. You can invest your retirement savings or money from other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco move or rollover your savings from your current savings account to the new IRA. Goldco makes it simple and easy for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. These bars are pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they’re doing. You can call the number on the company’s website anytime to speak to your agent.
If you want to learn more about buying gold prior to making the move you can contact the company for a free guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take control of your money.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you can seek advice from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and clear prices as well as other aspects. To make sure your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easy to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA at no cost if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and holding services.
If you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the company has been in business and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that purchasing rare metals from this company is a secure and secure process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items in addition to other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these steps:
Create your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. You can contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide selection of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website that contains many free information on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring funds into the Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to move money into an precious metal IRA and how they function and what types are available, and why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast range of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to customers and giving them the tools they require to make sound financial decisions. On their website, the business has a full learning center to assist buyers.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. This person can help you answer any questions that you may have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big choice, so you should select a gold investment firm that values the reviews of its customers as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 a year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the form online to receive personalized advice or create an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Many sources have rated it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and wish to invest a significant portion of their money into a gold IRA as it offers savings for large investments, but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time on the website, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is best for buyers who have previously had this service. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to shell out more like the cost to open an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person and the company provides you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and choose the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to show various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit money into your account. A professional who has experience in rolling money over into an gold IRA will help you do this.
You can buy valuable metals and pick a secure location to store them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing cash
Customers on all websites give great feedback on gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why a lot of people are placing silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account reps who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to determine whether it is a good idea for you.