A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market and safeguard your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the most beneficial. We looked at every gold IRA company below based upon a range of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they offer and their customer service as well as their appearance.
Goldco is among the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can invest your retirement savings as well as other savings accounts in actual gold and silver.
If you are looking to open an precious metals IRA through Goldco and move or roll over your assets from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the best companies for buying in gold, silver and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and find out how they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about purchasing gold before taking the step, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of the savings you have.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful assistance teams and clear prices among other things. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easy to know the price you can expect.
Follow these steps to start with Lear Capital:
You can create an rare metals IRA account by filling out an online form which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying rare metals through Birch Gold Group is a secure and secure process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals by themselves or use them to put money into a precious metals IRA.
This company makes it easy for you to move your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow the following steps:
Create your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your Specialist will show you the different options for storing your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. Contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company sells a wide variety of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. The firm also runs a website with lots of information for free about investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds to the Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them directly to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA, how these IRAs work and what types are available, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide range of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to customers and giving them the tools they need to make good financial choices. On its website, the company provides an entire learning center that can assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you may have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a precious metals investment firm that places the reviews of its customers as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Complete the form online to receive an individualized advice or to open an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources have rated it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their assets into a gold IRA as it offers savings for big investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real-time through the site, so you can easily see the benefits, risks, and costs of your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended to go with buyers who have previously had this service. First year storage and maintenance costs $250, and each year after that costs $200. You may have to pay more, for instance, an amount to establish an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a customer service worker to get your account started or to transfer funds.
You can buy valuable metals and choose how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to good training tools.
It is possible to apply for an account without talking to anyone, and the company gives you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and an A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to do the following:
Fill out the online form and select the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the policies and rules of the company, and then provide your financial records. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to deposit money in your account. An expert in rolling money over into an gold IRA will help you do this.
You can buy valuable metals and choose a safe place to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you should have a diverse portfolio of investments. This is why a lot of people are now putting gold, silver, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to set up and manage the individual retirement accounts. Many companies put clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see whether it is a good idea for you.