A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market and safeguard you against inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds, which makes them a great option to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts are the most beneficial. We looked at every gold IRA company below based upon a range of things, such as the precious metals they provide, the fees they charge, the storage options they offer as well as their customer service and their image.
Goldco is the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from the company can show you how to transfer the money that is in the account to an precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings or money from other savings accounts in real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be bought. These bars are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they’re doing. You can dial the number on the company’s website anytime to speak to your agent.
If you want to learn more about buying gold prior to taking the next step you can contact the business for a no-cost guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking control of your money.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly support teams, and clear prices among other things. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and allow you to know what you should expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA for free if invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods as well as other. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase went through once they have done so.
Find a storage solution for your things. Your expert will help you understand the various options for storing your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. Contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company sells a wide range of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site that contains a lot of free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users to set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring funds to your Augusta account and then select the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA and learn how they work and what kinds are available and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make good financial choices. On their website, the business offers a complete learning center to aid buyers in the purchasing process.
This study area has a number of tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a great option, so it is important to select a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 a year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to receive a custom advice or to create an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and want to invest a significant portion of their wealth into a gold IRA, since it gives savings for large investments, but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real time on the website, so you can easily see the risks, benefits, and costs associated with your purchase. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay more, like a fee to set up an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online account application to begin.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase precious metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to quality training tools.
You can apply for an account without speaking to a person and the company provides you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and choose the account manager you want. You can do this first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to put money in your account. A professional who has experience in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To protect yourself from the risk of inflation and market crashes, you require a variety of investments. This is why many people are investing in silver, gold, and other valuable metals in retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out if it makes sense for you.