A precious metals IRA or, more commonly called a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a great option to diversify your portfolio.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of factors, including the valuable metals they offer and the charges they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is among the most reputable and most reliable company for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can put your retirement savings, or money from other savings accounts in actual silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over the assets you have in your current savings account into your new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can be bought. They are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the precious metals in your account Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the top companies to buy silver, gold as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out how they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold prior to taking the next step, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking charge of your money.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this case, you can get help from a specialist, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and allow you to know the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and allow Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and holding services.
When you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods in addition to other. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take the following steps:
Create your account and choose the method of funding it. With Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your things. Your specialist will guide you through the various methods to organize your belongings. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is doing. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company offers a wide selection of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website with lots of information for free about the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring money into the Augusta account and select the silver and gold products you want to buy. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90% silver bags.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and how these IRAs work and what types are available and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide variety of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its customers and giving them the tools they require to make sound financial decisions. On their website, the business offers a full learning center to aid buyers in the purchasing process.
This study area includes many tools which include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. This person can answer any questions you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good option, so it is important to select a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the online form to receive a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a big chunk of their money into an investment in gold IRA which offers savings for large investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real-time on the website, which means you can easily assess the benefits, risks, and costs of your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have previously had this service. First year storage and maintenance costs $250 and each year after that costs $200. There may be a need to shell out more like an amount to establish an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to begin.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can purchase valuable metals and decide how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account with no need to talk to a person The company will give access to a vast knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help, and clear prices in all of your contacts with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must do the following:
Complete the form online and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and policies of your company and then provide your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to deposit funds into your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe place to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready for selling, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites give glowing feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are now investing in silver, gold, and other valuable metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund these individual retirement accounts. Many companies put clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out whether it is a good idea for you.
Precious Metals IRA Previous Post