A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility and safeguard you against inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks which makes them a great way to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We looked at each gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they charge, the storage options they provide as well as their customer service and even their reputation.
Goldco is one of the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
The company also sells gold and silver directly to clients. You can also invest your retirement savings as well as other savings accounts into real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your current savings account into your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account, Goldco will purchase these back for the best buy-back price, guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with information. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the best companies to purchase silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they’re doing. You can dial the number on the company’s website at any time to talk to an agent.
If you’d like to know more about buying gold before taking the step, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of your money.
You can also learn about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a specialist, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easy to know what you should expect.
Follow these steps to start using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals and let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
When you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods as well as other. You can buy these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these five steps:
Create your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your Specialist will show you the different options for storing your things. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide range of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains many free information regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds to your Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA and learn how they function, what kinds are offered and the reasons they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to its customers and providing them with the tools they require to make good financial choices. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great choice, so you should choose a precious metals investment firm that values the reviews of its customers as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to get a custom advice or to open an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
If you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and wish to invest a significant portion of their assets into an investment in gold IRA as it offers savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real-time on the website, which means you can easily assess the risks, benefits, and costs associated with your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. First year storage and maintenance costs $250 and each year thereafter costs $200. You might have to pay a little more like the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and pick the way you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to a person The company will give you access to a huge knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold you must do the following:
Fill out the form online and choose the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies of the company, and then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to deposit funds into your account. An expert in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe storage space for them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it simple.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all websites give great feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, you require a variety of investments. This is why a lot of people are now placing silver, gold, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to fund and take care of the individual retirement accounts. Many businesses put clients in contact with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to diversify it you should consult your financial advisor first to see whether it’s a good idea for you.