A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market and protect you from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds, which makes them an excellent option to diversify.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts are the best value. We evaluated each gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they charge, the storage options they provide as well as their customer service as well as their appearance.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by moving them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the money from your account into a precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your savings account to your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. They’re as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit contains written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that provide gold IRAs.
One of the top companies for buying in silver, gold, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out what they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you want to learn more about buying in gold before taking the step, you can ask the firm for a no-cost guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case, you can get help from a personal expert or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear pricing as well as other aspects. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market changes and allow you to know what you should expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you invest more than $10,000, you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium, and platinum products in addition to other. You can buy these metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to convert your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your things. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check what your IRA is going. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a wide range of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for silver and gold. This firm also runs a website that contains a lot of free information on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money into your Augusta account and select the gold and silver goods you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
Some of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and how these IRAs work and what types are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast variety of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to clients and giving them the tools they need to make informed financial decisions. The company’s website has a full learning center to help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good choice, so you should select a gold investment firm that places the reviews of its clients and its accreditations for affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to get a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to invest a significant portion of their wealth into an investment in gold IRA, since it gives savings for large investments, but doesn’t have many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices is updated in real-time on their website, which means you can easily see the benefits, risks, and costs of purchasing. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have done this before. First year storage and maintenance costs $250 and each year thereafter costs $200. You might have to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to begin.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
The application process is simple with no need to talk to anyone The company will give access to a vast knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ grade.
More than 700 users have awarded Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and choose the account manager you want. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company and then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the method you wish to transfer funds into your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure location to store them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give great reviews of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, a lot of people have started placing silver, gold, and other valuable metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to fund and take care of the individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it is a good idea for you.