A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like stocks and bonds which makes them a great option to diversify.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts offer the most beneficial. We looked at each gold IRA company below based upon a range of things, such as the precious metals they provide and the charges they charge, the storage options they offer, their customer service, and even their reputation.
Goldco is one of the most reputable and most reliable company for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can put your retirement savings or other savings accounts in real silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your current savings account into your new IRA. Goldco makes it simple and painless for customers to complete this process by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Bars of silver and gold in different sizes can also be bought. They’re pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the valuable metals in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the best companies for buying in gold, silver and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold prior to making the move to buy it, you can ask the company for a no-cost guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of your savings.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario, you can get help from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid charges for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and clear prices among other things. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market trends and allow you to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can create a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals and let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods as well as other. You can buy these metals on their own, or use them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your expert will help you understand the different options for storing your belongings. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is doing. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a broad range of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for silver and gold. This business also offers a site that contains many free information about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA and learn how these IRAs work and what types are available, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to clients and giving them the tools they require to make informed financial decisions. The company’s website has a complete learning center to help with the buying process.
This study area includes many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a good decision, so you must select a gold investment firm that values the reviews of its customers and the accreditations of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to receive personalized advice or open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and would like to put a big chunk of their money into a gold IRA which offers savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices is updated in real-time on the website, which means you can easily assess the benefits, risks, and costs of your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and every year following that is $200. There may be a need to shell out more for instance, the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to get started.
Contact a service representative to get your account started or to transfer funds.
You can purchase precious metals and decide how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to good training tools.
The application process is simple without talking to a person and the company provides you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to complete the following steps:
Fill out the form online and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines of the company, then share your financial documents. You may need to show various documents regarding your IRA or tax obligations.
Choose the way you want to transfer money into your account. A professional who has experience in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe location to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions for withdrawing money
Customers on all websites give great review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are now putting gold, silver, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to fund and take care of these individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it is a good idea for you.
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