A precious metals IRA that is also known as a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you against inflation. Additionally, precious metals like gold and silver are very different from standard investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of things, such as the valuable metals they offer and the charges they impose, their storage choices they offer and their customer service as well as their appearance.
Goldco is the most trusted and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by moving them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to transfer the funds from your account into an precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings or money from other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco and move or roll over your assets from your savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals that are in your account, Goldco will purchase these back for the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit contains written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to purchase silver, gold and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, keep them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can call the number on the website anytime to speak to your agent.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of the savings you have.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case, you can get help from a specialist and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easier to know what to expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that purchasing rare metals from this company is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods, among others. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase was successful once they have done so.
Find a method to store your items. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can call your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad selection of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. The company also has a website with many free information on investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer funds to your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90% silver bags.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA and learn how they function and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to customers and providing them with the tools they require to make good financial choices. On its website, the company has a full learning center to help with the buying process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a big choice, so you should choose a precious metals investment company that puts the reviews of its customers and its accreditations for affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to get personalized advice or create an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and would like to put a large portion of their assets into an investment in gold IRA as it offers savings for large investments, but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real time on the website, so you can easily assess the benefits, risks, and costs associated with your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year after that costs $200. You might have to pay more, for instance, a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a service representative to start your account restart or transfer of funds.
You can purchase precious metals and pick the way you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to anyone The company will give access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the form online and select the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules of the company, and then share your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the way you want to deposit money in your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. In the final step, you have to sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing money
Customers on all sites leave excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead bonds.
To guard yourself against inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, many people are now placing silver, gold, and other valuable metals into their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund these individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to determine whether it is a good idea for you.