A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds and bonds, which makes them a great way to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based on a number of factors, including the quality of the metals they offer as well as the costs they impose, the storage choices they provide and their customer service and even their reputation.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by moving them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to move the money in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings or money from other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you have to sell the valuable metals that are in your account, Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the top companies for buying in silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about buying gold prior to making the move to buy it, you can ask the firm for a free guide. This guide of 25 pages contains valuable information about how rare metals IRAs can help you take charge of your savings.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly support teams, and transparent prices, among other things. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and allow you to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying in rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products in addition to other. You can buy these metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and decide how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase was successful when they have confirmed it.
Find a method to store your items. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. You can contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company offers a broad variety of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This business also offers a site that contains a lot of free information about the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer money into your Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will bring them right to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how these IRAs work, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide variety of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and providing them with the tools needed to make informed financial decisions. On its website, the company provides a complete learning center to assist buyers.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a great choice, so you should select a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 a year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and wish to invest a significant portion of their assets into an investment in gold IRA as it offers savings for big investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real-time through the site, which means you can easily assess the benefits, risks, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is best for buyers who have previously had this service. The first year of storage and maintenance costs $250 and each year thereafter costs $200. You may have to pay more, such as the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to begin.
Contact a service representative to start your account restart or to transfer funds.
You can purchase precious metals and decide how you want to store them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and need easy access to high-quality training tools.
The application process is simple with no need to talk to anyone and the company provides you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold, you need to do the following:
Complete the online form and select the account manager you want. You can complete this initial step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and policies of the company, and then share your financial records. You may need to provide different documents about your IRA or taxes.
Select the method you prefer to put money into your account. A expert in rolling money over into an gold IRA can assist you with this.
You can purchase valuable metals and select a secure location to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all websites give excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, a lot of people are investing in silver, gold and other precious metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund these individual retirement accounts. Many businesses put customers in touch with account reps who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it’s a good idea for you.