A precious metals IRA, which is also called a gold-backed IRA, can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like bonds and stocks which makes them an excellent way to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they impose, the storage choices they provide as well as their customer service as well as their appearance.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to transfer the money in your account to an precious metals IRA.
This business also sells gold and silver directly to customers. You can invest your retirement savings, or money from other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your current savings account into the new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you need to sell the precious metals in your account Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is among the best companies that provide gold IRAs.
One of the best companies for buying in gold, silver and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you want to learn more about buying in gold prior to making the move to buy it, you can ask the business for a free guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easier to be aware of what you should expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA at no cost if you spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
If you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products in addition to other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide how you want to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. You can contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company sells a wide range of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for silver and gold. The business also offers a site that contains many free information about the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move money into your Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how these IRAs work and what types are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and providing them with the tools they require to make sound financial decisions. On their website, the business provides a full learning center to aid buyers in the purchasing process.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a great choice, so you should select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80-$200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and want to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real-time through the site, which means you can easily see the benefits, risks, and costs of purchasing. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. You may have to pay more, for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and pick the way you want to store them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of physical gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to good training tools.
You can apply for an account without speaking to anyone, and the company gives you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and the A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to do the following:
Fill out the form online and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to transfer money into your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all websites give great feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, you require a variety of investments. This is why many people are placing silver, gold, and other valuable metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to manage and fund these retirement accounts for individuals. Many companies put clients in contact with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor to see whether it’s a good idea for you.