A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility as well as protect you from inflation. Additionally, precious metals like gold and silver are very different from standard assets like stocks and bonds, which makes them an excellent option to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they charge, the storage options they offer as well as their customer service and their image.
Goldco is the most trusted and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by moving them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to move the money from your account into a precious metals IRA.
The company also sells gold and silver directly to its customers. You can put your retirement savings or other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. They’re as pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to store them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of silver and gold goods that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out how they are doing. You can dial the number on the website anytime to speak to your agent.
If you’re interested in learning more about purchasing gold prior to making the move, you can ask the company for a free guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking control of your money.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert or pay a fixed fee, guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and clear pricing, among other things. To ensure that your money is compliant with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and allow you to know what you should expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to make the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your things. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. You can contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide variety of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. This company also has a website with many free information regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with people across all fifty U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move funds to the Augusta account and choose the silver and gold products you want to buy. Augusta will bring them right to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA, how these IRAs work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its customers and giving them the tools they require to make sound financial decisions. The company’s website has a complete learning center to assist buyers.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to answer any questions you have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a gold investment company that puts the reviews of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 a year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to get personalized advice or create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and want to invest a significant portion of their money into an investment in gold IRA, since it gives savings for large investments but lacks many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices changes in real time through the site, so you can easily see the benefits, risks, and costs of your purchase. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and every year following that is $200. There may be a need to shell out more for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to get started.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone and the company provides you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and the A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 and $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to do the following:
Fill out the online form and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of your company then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to put money in your account. An expert in rolling over money into an gold IRA can assist you with this.
You can purchase precious metals and pick a secure place to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all websites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to require a variety of investments. This is why a lot of people are now placing silver, gold and other precious metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to set up and manage these retirement accounts for individuals. Many companies put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial advisor first to find out whether it’s a good idea for you.