A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals such as silver and gold are different from standard investments like stocks and bonds which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA firms to determine the best precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based on a number of things, such as the valuable metals they offer, the fees they charge, the storage options they offer and their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by transferring them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds from your account into a precious metals IRA.
The company also sells silver and gold directly to clients. You can put your retirement savings as well as money from other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your assets from your current savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. These bars are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you need to sell the valuable metals that are in your account, Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to provide gold IRAs.
One of the best companies to buy silver, gold, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can call the number on the website at any time to talk to your agent.
If you’d like to know more about buying gold before taking the step you can contact the firm for a no-cost guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take control of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case, you can get help from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful assistance teams and transparent prices as well as other aspects. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect market trends and make it easier to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros for gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items as well as other. You can buy these metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these steps:
Create your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide variety of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for gold and silver. This company also has a website with many free information about investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money to your Augusta account and choose the silver and gold items you want to buy. Augusta will bring them right to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and learn how they work and what types are available, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to clients and providing them with the tools they need to make sound financial decisions. The company’s website offers an entire learning center that can help with the buying process.
This study area has several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years in operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Complete the online form to receive a custom advice or to create an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
Several sources have rated it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
When you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and would like to invest a significant portion of their wealth into a gold IRA as it offers savings for large investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices fluctuates in real-time on the website, so you can easily assess the benefits, risks, and costs of your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have had this experience before. First year storage and upkeep costs $250 and each year after that costs $200. You might have to pay more, like the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a customer service worker to start your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to quality training tools.
It is possible to apply for an account without talking to anyone, and the company gives you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the form online and select the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies of your company then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. An expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe place to store them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell, the buy-back scheme makes it easy.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all sites leave great review of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you require a variety of investments. This is why many people are placing silver, gold, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of the individual retirement accounts. Many businesses put clients in contact with account representatives who can assist them in the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor to see if it makes sense for you.