A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from the standard investments like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, their storage choices they offer and their customer service and their image.
Goldco is among the most reputable and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by transferring them to a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money from your account into a precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings as well as money from other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco move or rollover the assets you have in your savings account to the new IRA. Goldco makes it easy and easy for customers to do this by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be bought. They’re as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with details. The kit includes written spoken, spoken, and a visual information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that provide gold IRAs.
One of the best companies for buying in silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, store them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they are doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about buying in gold prior to making the move to buy it, you can ask the company for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialist and pay a flat amount, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful support teams, and clear prices among other things. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect changes in the market and make it easier to know what you should expect.
Follow these steps to begin with Lear Capital:
You can create a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
If you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods in addition to other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful when they have confirmed it.
Find a storage solution for your items. Your expert will help you understand the various ways to store your things. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from them. The company sells a wide variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for gold and silver. The business also offers a site with many free information about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. You just need to move money into your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to move money into an precious metal IRA, how these IRAs work and what types are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast selection of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools they require to make good financial choices. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area has several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a big choice, so you should select a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the form online to receive an individualized advice or to open an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their assets into a gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real-time on their website, so you can easily assess the risks, benefits, and costs of your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have previously had this service. The first year of storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to shell out more like the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application form to begin.
Contact a customer service representative to get your account started or movement of funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to good training tools.
It is possible to apply for an account without talking to anyone and the company provides access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must follow these steps:
Complete the online form, and select the account manager you want. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules that the business follows, and then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit funds into your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure location to store them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing reviews of gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and market crashes, you require a variety of investments. Due to this, a lot of people are now placing silver, gold, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to set up and manage the individual retirement accounts. Many companies place customers in touch with account representatives who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor to see whether it’s a good idea for you.