A precious metals IRA, which is also called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect you from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like bonds and stocks, which makes them an excellent option to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they charge, the storage options they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings or other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be bought. These bars are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals that are in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with details. This kit has written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family, and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they’re doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you’re interested in learning more about purchasing gold prior to making the move you can contact the firm for a free guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of your savings.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this case you can seek advice from a specialist and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and avoid charges if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and transparent prices as well as other aspects. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easier to anticipate the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals through this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items as well as other. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these steps:
Create your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful once they have done so.
Find a storage solution for your things. Your expert will help you understand the different options for storing your items. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from the company. The company offers a broad variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for gold and silver. This firm also runs a website with many free information on the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into your Augusta account and then select the gold and silver goods you want to buy. Augusta will bring them right to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and how these IRAs work, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to customers and providing them with the tools they require to make good financial choices. On their website, the business has an entire learning center that can assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a big decision, so you must select a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80-$200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their assets into an investment in gold IRA, since it gives savings for large investments, but lacks a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold fluctuates in real time through the site, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended to go with buyers who have previously had this service. The first year of storage and maintenance costs $250 and each year following that is $200. You may have to shell out more such as a fee to set up an account.
To begin working with Patriot Gold Group, you need to do the following:
Complete the online account application to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to good training tools.
It is possible to apply for an account with no need to talk to a person The company will give you access to a large knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must complete the following steps:
Complete the online form and choose the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and guidelines of your company and then provide your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the way you want to deposit money in your account. A professional who has experience in rolling money over into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it simple.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all websites give excellent review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from inflation and possible stock market crashes, you should have a diverse portfolio of investments. Because of this, many people have started placing silver, gold and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many companies put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial advisor to find out if it makes sense for you.