A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from standard investments like stocks and bonds, which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best value. We looked at every gold IRA company below based upon a range of factors, including the quality of the metals they offer and the charges they impose, their storage choices they provide, their customer service, and their image.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings or other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover the assets you have in your savings account into the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be bought. They are as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, keep them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they are doing. You can dial the number on the website at any time to talk to your agent.
If you’d like to know more about buying gold before taking the step you can contact the firm for a free guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take charge of the savings you have.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you can seek advice from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and clear pricing among other things. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to anticipate the price you can expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to make the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
When you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals from this company is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items as well as other. You can buy these metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist You can follow the following steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is doing. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide variety of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This business also offers a site that contains many free information about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move funds into the Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA, how they work and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to its clients and providing them with the tools they require to make good financial choices. The company’s website provides a complete learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a good decision, so you must select a gold investment firm that places the opinions of its clients and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
A number of sources gave it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their assets into an investment in gold IRA as it offers savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real-time on their website, which means you can easily assess the risks, benefits and costs of purchasing. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is best for buyers who have previously had this service. The initial year of storage and maintenance costs $250, and each year following that is $200. There may be a need to pay a little more such as the cost to open an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to start.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and pick the way you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without talking to a person, and the company gives you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must follow these steps:
Fill out the online form, and select the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then share your financial records. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to put funds into your account. A expert in rolling money over into a gold IRA can assist you with this.
You can buy valuable metals and pick a secure storage space for them. In the final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to require a variety of investments. Because of this, many people are putting gold, silver and other precious metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage these retirement accounts for individuals. Many companies put clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see if it makes sense for you.