A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you from inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds, which makes them an excellent way to diversify.
We looked at the best gold IRA companies to determine the best precious metal IRA accounts are the best value. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide, the fees they charge, the storage options they offer, their customer service, as well as their appearance.
Goldco is the most trusted and best company generally when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the funds that is in the account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your savings from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can be bought. They are pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. This kit has a written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the best companies for buying in gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they’re doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about purchasing gold prior to taking the next step to buy it, you can ask the firm for a free guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take control of your savings.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful assistance teams and clear pricing among other things. To ensure that your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easier to anticipate what you should expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to complete the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can purchase these precious metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these five steps:
Create your account and select how you want to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your things. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can call your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company offers a broad range of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. The firm also runs a website that contains many free information about the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring funds to your Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and how these IRAs work, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and giving them the tools they require to make good financial choices. The company’s website offers a full learning center to help with the buying process.
This study area has many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you might have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a big decision, so you must select a precious metals investment firm that places the reviews of its customers and the accreditations of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and want to invest a significant portion of their assets into an investment in gold IRA as it offers savings for large investments, but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold fluctuates in real-time through the site, which means you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have done this before. The first year of storage and upkeep costs $250, and each year after that costs $200. You may have to shell out more such as a fee to set up an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and choose how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to good training tools.
You can apply for an account without speaking to anyone The company will give access to a vast knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must complete the following steps:
Fill out the online form, and choose the account manager you want. You can complete the first step on your own with AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the policies and rules of your company and then provide your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit money into your account. An expert in rolling money into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell, the buy-back scheme makes it simple.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave great feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, it is important to require a variety of investments. Due to this, a lot of people are putting gold, silver and other precious metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage the individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial adviser first to determine whether it is a good idea for you.