A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and safeguard you against inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they impose, their storage options they offer as well as their customer service and their image.
Goldco is one of the most trusted and most reliable company when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings as well as money from other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your assets from your savings account into your new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. They’re pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the precious metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit has written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the top companies to buy gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they are doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you’d like to know more about buying in gold before taking the step you can contact the company for a complimentary guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly help desks, and clear pricing among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your things. Your Specialist will show you the different options for storing your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. You can call your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company offers a broad selection of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for silver and gold. This company also has a website with lots of information for free about investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move funds into your Augusta account and select the gold and silver goods you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and learn how these IRAs work and what kinds are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad range of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to clients and giving them the tools needed to make informed financial decisions. On their website, the business offers a complete learning center to aid buyers in the purchasing process.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage and allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and want to put a large portion of their assets into an investment in gold IRA as it offers savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices changes in real time on their website, which means you are able to easily evaluate the benefits, risks, and costs of purchasing. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250 and each year after that costs $200. There may be a need to pay more, for instance, a fee to set up an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online application form to begin.
Contact a service representative to get your account started or transfer of funds.
You can buy valuable metals and choose how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to quality training tools.
The application process is simple with no need to talk to anyone, and the company gives you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must complete the following steps:
Fill out the form online and select the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of the company, and then provide your financial records. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to deposit money into your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites leave great reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. This is why a lot of people are investing in silver, gold, and other valuable metals into their retirement accounts because they are relatively safe and dependable investment.
The companies we have listed help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account representatives who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to determine whether it is a good idea for you.