A precious metals IRA that is also known as a gold-backed IRA, can help protect your money from volatility in the market and safeguard you against inflation. Additionally, precious metals such as silver and gold are different from standard assets like bonds and stocks, which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the best value. We evaluated each gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they impose, the storage choices they offer as well as their customer service and their image.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. Goldco is a leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to move the money that is in the account to a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your savings account to your new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of various sizes can also be purchased. They are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the top companies to purchase gold, silver and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out what they are doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you’re interested in learning more about buying gold before taking the step you can contact the company for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking control of your money.
You can also learn about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easy to anticipate what to expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA for free if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that buying rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings to a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your items. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. You can call your Specialist anytime to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company sells a wide variety of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This business also offers a site with a lot of free information on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money to your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA and how they work, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and giving them the tools needed to make good financial choices. The company’s website provides a complete learning center to aid buyers in the purchasing process.
This study area includes many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. This person can assist you with any queries you may have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Several sources have rated it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their money into a gold IRA as it offers savings for large investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real-time on the website, which means you can easily see the benefits, risks, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended to go with buyers who have done this before. First year storage and upkeep costs $250 and each year after that costs $200. You might have to shell out more for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and pick the way you want to store them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to anyone, and the company gives you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with the A+ grade.
Nearly 700 of their customers have given Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the online form and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then share your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. A professional who has experience in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all websites give excellent feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. This is why many people are putting gold, silver, and other valuable metals into their retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to set up and manage these individual retirement accounts. Many companies put customers in touch with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see whether it is a good idea for you.
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