A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market and safeguard you against inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks which makes them an excellent way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below based upon a range of factors, including the precious metals they provide and the charges they charge, the storage options they provide, their customer service, and their image.
Goldco is one of the most trusted and best company generally when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in various retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account, Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit contains written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the top companies to buy silver, gold and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they’re doing. You can call the number on the website anytime to speak to your representative.
If you want to learn more about purchasing gold prior to making the move you can contact the business for a no-cost guide. This 25-page guide has useful information about how rare metals IRAs can help you take control of your savings.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialized expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To make sure your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easy to know what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying in rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods, among others. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these five steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through when they have confirmed it.
Choose a way to store your items. Your specialist will guide you through the various methods to organize your things. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company sells a wide variety of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The business also offers a site that contains a lot of free information regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move funds into your Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA and how they work and what kinds are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to customers and giving them the tools needed to make good financial choices. On its website, the company provides a full learning center to assist buyers.
This study area includes many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver, platinum, and palladium into your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to receive personalized advice or create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Several sources gave it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and wish to invest a significant portion of their money into an investment in gold IRA as it offers savings for big investments but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold fluctuates in real-time on the website, which means you can easily see the risks, benefits and costs associated with your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have done this before. First year storage and upkeep costs $250 and each year following that is $200. You may have to pay more, for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online application form to start.
Contact a service representative to initiate your account restart or movement of funds.
You can buy valuable metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to quality training tools.
It is possible to apply for an account without talking to anyone The company will give you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must do the following:
Complete the online form, and choose the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then provide your financial documents. You may need to provide different papers about your IRA or tax obligations.
Choose the way you want to transfer funds into your account. A professional who has experience in rolling money over into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure location to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all sites give excellent feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. This is why a lot of people are now placing silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out whether it is a good idea for you.