A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals such as silver and gold are different from standard investments like stocks and bonds, which makes them a great option to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they impose, the storage options they offer, their customer service, and even their reputation.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
The company also sells gold and silver directly to customers. You can invest your retirement savings or money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account into the new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. They’re pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the valuable metals that are in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with details. The kit includes written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can call the number on the website anytime to speak to your representative.
If you’d like to know more about purchasing gold prior to making the move, you can ask the company for a free guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and clear prices, among other things. To ensure that your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to be aware of what you should expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the company has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that purchasing rare metals from this company is a secure and secure process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products in addition to other. You can buy these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow the following steps:
Set up your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your specialist will guide you through the various options for storing your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. Contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a wide selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The firm also runs a website with many free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer money into the Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and how they work and what kinds are available and the reasons why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and giving them the tools needed to make informed financial decisions. The company’s website offers an entire learning center that can help with the buying process.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you may have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a great decision, so you must select a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80-$200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and want to put a large portion of their wealth into a gold IRA as it offers savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold changes in real time on the website, so you can easily see the risks, benefits, and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. The first year of storage and upkeep costs $250 and every year following that is $200. You might have to shell out more such as the cost to open an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to begin.
Contact a customer service representative to get your account started or movement of funds.
You can purchase precious metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to a person The company will give you access to a huge knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the online form, and select the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit money in your account. An expert in rolling money into a gold IRA will help you do this.
You can buy valuable metals and select a secure storage space for them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell, the buy-back scheme makes it simple.
A guide for investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. This is why many people are investing in silver, gold and other precious metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to manage and fund the individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial advisor to determine if it makes sense for you.