A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect you from inflation. Also, valuable metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts are the best value. We evaluated every gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they impose, their storage options they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you are looking to open an precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can also be bought. They are pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with information. The kit includes a written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies for buying in gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’re interested in learning more about purchasing gold prior to taking the next step you can contact the business for a free guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can help you take control of your savings.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and allow you to anticipate the price you can expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products as well as other. You can buy these metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide selection of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. The firm also runs a website that contains many free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and learn how these IRAs work and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to its customers and providing them with the tools needed to make good financial choices. On its website, the company has a full learning center to help with the buying process.
This study area has many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80-$200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the form online to receive personalized advice or create an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are familiar with the market and want to invest a significant portion of their money into an investment in gold IRA, since it gives savings for big investments but lacks the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real-time on their website, so you can easily see the benefits, risks, and costs associated with your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay a little more for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and decide how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to high-quality training tools.
You can apply for an account without speaking to anyone and the company provides access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must do the following:
Complete the online form, and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies of your company and then provide your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Choose the method you wish to put money into your account. A professional who has experience in rolling money over into a gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. In the final step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all websites give glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. Due to this, many people are putting gold, silver and other precious metals in their retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to determine whether it’s a good idea for you.
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