A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and safeguard you from inflation. Also, valuable metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a good option to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the best value. We evaluated every gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, the storage options they provide and their customer service and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to move the money from your account into an precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings, or money from other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you have to sell the valuable metals in your account, Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the most trusted companies to purchase gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out how they are doing. You can dial the number on the company’s website at any time to talk to your representative.
If you want to learn more about buying gold before taking the step to buy it, you can ask the business for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take control of the savings you have.
You can also get information about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you can seek advice from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market trends and make it easy to be aware of what to expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your specialist will guide you through the different methods to organize your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company sells a wide range of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with a lot of free information about investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move funds to the Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA, how they function and what kinds are available and the reasons they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to customers and giving them the tools they need to make sound financial decisions. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. This person can assist you with any queries you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a great option, so it is important to select a gold investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 per year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and want to put a big chunk of their wealth into a gold IRA as it offers savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real time through the site, so you are able to easily evaluate the benefits, risks, and costs of purchasing. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. The first year of storage and upkeep costs $250, and each year after that costs $200. You might have to pay a little more for instance, a fee to set up an account.
To start your journey with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a service representative to start your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to high-quality training tools.
The application process is simple without talking to a person and the company provides you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with the A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Fill out the online form, and select the account manager you would like to work with. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then provide your financial documents. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to transfer money in your account. A expert in rolling money over into a gold IRA will help you do this.
You can buy valuable metals and pick a secure location to store them. As a final step, you have to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw funds
Customers on all sites give excellent review of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you require a variety of investments. Because of this, a lot of people are putting gold, silver, and other valuable metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund these retirement accounts for individuals. Many companies put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to find out whether it is a good idea for you.