A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA companies to see which precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below based upon a range of things, such as the quality of the metals they offer, the fees they charge, the storage options they provide, their customer service, and their image.
Goldco is one of the most trusted and most reliable company overall for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
The company also sells silver and gold directly to clients. You can invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you’re looking to establish an precious metals IRA through Goldco move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the valuable metals in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. The kit includes written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is among the top companies that provide gold IRAs.
One of the best companies to purchase gold, silver and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of silver and gold goods that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’re interested in learning more about purchasing gold before taking the step to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking control of your savings.
You can also find out about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you will be able to get assistance from a personal expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and clear prices, among other things. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products as well as other. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Set up your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your expert will help you understand the various options for storing your belongings. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can call your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company offers a wide selection of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. The company also has a website with many free information regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring funds into the Augusta account and choose the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA and how they function, what kinds are offered and the reasons why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and giving them the tools they need to make sound financial decisions. On their website, the business has a full learning center to aid buyers in the purchasing process.
This study area comes with a number of tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good choice, so you should choose a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and platinum into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and would like to invest a significant portion of their money into an investment in gold IRA, since it gives savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices fluctuates in real time on the website, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended to go with buyers who have done this before. The initial year of storage and maintenance costs $250, and each year following that is $200. You may have to shell out more such as a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can purchase valuable metals and choose how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to quality training tools.
The application process is simple with no need to talk to anyone and the company provides you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ grade.
Over 700 customers have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must do the following:
Fill out the form online and choose the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then provide your financial records. You may be required to present different papers about your IRA or tax obligations.
Select the method you prefer to deposit money into your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe location to store them. As the last step, you must sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
If you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, you need a diversified collection of investments. Because of this, a lot of people are investing in silver, gold, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to set up and manage the individual retirement accounts. Many companies place customers in touch with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to find out whether it’s a good idea for you.