A precious metals IRA, which is also known as a gold-backed IRA can help protect your money from volatility in the market and protect you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds, which makes them a great option to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best value. We evaluated each gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, the storage choices they provide as well as their customer service and even their reputation.
Goldco is the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by transferring them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to move the money from your account into a precious metals IRA.
The company also sells silver and gold directly to customers. You can invest your retirement savings or other savings accounts into real silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the top companies to purchase silver, gold and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they’re doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’d like to know more about purchasing gold before taking the step to buy it, you can ask the firm for a free guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking charge of your money.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a specialized expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly help desks, and clear pricing as well as other aspects. To ensure that your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and allow you to know the price you can expect.
Follow these steps to start using Lear Capital:
You can create a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to make the tax-free move. The money could take as long as five days to be transferred.
You can purchase precious metals and let Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals through this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products in addition to other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your items. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is doing. You can contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company sells a wide range of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website with lots of information for free about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business for over 30 years and handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring money to your Augusta account and select the gold and silver goods you want to buy. Augusta will deliver them to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA and how they work, what kinds are offered, and why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast range of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to clients and providing them with the tools they require to make informed financial decisions. On their website, the business offers a full learning center to help with the buying process.
This study area includes many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a big option, so it is important to select a gold investment firm that places the opinions of its clients and its accreditations for affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 a year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the form online to get a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to put a large portion of their assets into a gold IRA as it offers savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real-time on the website, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You may have to pay more, such as an amount to establish an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online application form to get started.
Contact a customer service worker to initiate your account restart or movement of funds.
You can purchase valuable metals and choose how you want to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to high-quality training tools.
The application process is simple without speaking to a person and the company provides you access to a huge knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and the A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Fill out the form online and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and guidelines of your company and then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites leave glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential market crashes, you require a variety of investments. Due to this, a lot of people are now investing in silver, gold, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of the individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it’s a good idea for you.