A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from standard assets like stocks and bonds and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best value. We evaluated each gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they impose, the storage choices they offer, their customer service, and even their reputation.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings, or other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be purchased. These bars are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies to purchase silver, gold and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can dial the number on the company’s website anytime to speak to your agent.
If you’d like to know more about buying gold prior to taking the next step to buy it, you can ask the company for a complimentary guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful help desks, and clear prices, among other things. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easier to anticipate what you should expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items in addition to other. You can purchase these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company sells a wide range of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for gold and silver. The business also offers a site with many free information regarding investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into your Augusta account and select the silver and gold products you want to buy. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and how they function and what kinds are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to customers and giving them the tools they need to make informed financial decisions. On its website, the company provides a full learning center to aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and wish to invest a significant portion of their assets into a gold IRA which offers savings for big investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real time through the site, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You may have to pay more, such as a fee to set up an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application form to start.
Contact a customer service representative to start your account restart or to transfer funds.
You can purchase valuable metals and pick the way you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and need easy access to good training tools.
It is possible to apply for an account without speaking to a person and the company provides you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the online form, and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules that the business follows, and then share your financial records. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to deposit money into your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure place to store them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave excellent feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. Due to this, many people are now placing silver, gold and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many businesses put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to see whether it’s a good idea for you.