A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals like silver and gold are different from standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, their storage options they provide, their customer service, and even their reputation.
Goldco is one of the most trusted and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money in your account to an precious metals IRA.
This company also sells silver and gold directly to customers. You can invest your retirement savings or other savings accounts in actual gold and silver.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your savings from your savings account to the new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with details. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the top companies to purchase silver, gold and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can help you take charge of your money.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a personal expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable support teams, and transparent prices as well as other aspects. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free set-up and hold services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying in rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products as well as other. You can purchase these metals by themselves or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your items. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. You can contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide selection of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. This firm also runs a website that contains many free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people across all 50 U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money to your Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you can learn how to transfer money to an precious metal IRA and learn how they work, what kinds are offered and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast selection of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they require to make good financial choices. On its website, the company has an entire learning center that can assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good option, so it is important to choose a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Fill out the form online to receive a custom advice or to create an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their money into a gold IRA as it offers savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold fluctuates in real time on the website, which means you can easily see the risks, benefits and costs associated with your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have done this before. First year storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more for instance, a fee to set up an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a customer service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and want easy access to high-quality training tools.
The application process is simple without speaking to a person The company will give access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must do the following:
Fill out the online form and choose the account manager you want. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then provide your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer money into your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all websites give glowing review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you need a diversified collection of investments. Because of this, a lot of people have started placing silver, gold, and other valuable metals into their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out whether it’s a good idea for you.