A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like silver and gold are different from standard investments like stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts are the best value. We analyzed each gold IRA company below based upon a range of factors, including the precious metals they provide and the charges they impose, their storage choices they provide and their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
This company also sells gold and silver directly to clients. You can also invest your retirement savings as well as money from other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. They’re pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you need to sell the valuable metals that are in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. The kit includes written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the top companies to purchase gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they are doing. You can call the number on the website at any time to talk to an agent.
If you want to learn more about buying gold before taking the step you can contact the firm for a free guide. This guide of 25 pages contains valuable information about how rare metals IRAs can help you take control of your savings.
You can also find out about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case, you can get help from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and not pay fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear prices among other things. To ensure that your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items, among others. You can purchase these metals on their own or use them to put money into a precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take the following steps:
Create your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your things. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad selection of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website with many free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money to the Augusta account and select the silver and gold products you want to buy. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and learn how they work, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and giving them the tools they need to make informed financial decisions. The company’s website offers a full learning center to help with the buying process.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a big option, so it is important to select a gold investment firm that values the reviews of its clients and the accreditations of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars composed of silver, gold platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and would like to put a big chunk of their wealth into a gold IRA as it offers savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real time on their website, which means you can easily see the risks, benefits and costs of your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have done this before. First year storage and upkeep costs $250 and each year after that costs $200. You may have to pay more, such as a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service worker to initiate your account restart or movement of funds.
You can purchase precious metals and pick the way you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with it is awarded an A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help and clear pricing in all your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the form online and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines that the business follows, then share your financial documents. You may need to provide different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. An expert in rolling money into a gold IRA can assist you with this.
You can purchase valuable metals and select a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead bonds.
To protect yourself from inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are now investing in silver, gold, and other valuable metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out whether it’s a good idea for you.