A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they impose, their storage options they offer and their customer service as well as their appearance.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. This company is the leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds that is in the account to a precious metals IRA.
The company also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be bought. These bars are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the valuable metals that are in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the best companies for buying in silver, gold as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out how they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about buying gold prior to making the move you can contact the firm for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take charge of your savings.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you can seek advice from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and clear prices as well as other aspects. To ensure that your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easier to anticipate what you should expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to make the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and holding services.
When you make a purchase of more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods in addition to other. You can purchase these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take the following steps:
Create your account and select the method of funding it. With Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through when they have confirmed it.
Choose a way to store your things. Your specialist will guide you through the various ways to store your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company offers a wide range of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. The business also offers a site that contains many free information about the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money to the Augusta account and select the silver and gold items you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA and how they work and what kinds are available, and why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad selection of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its customers and providing them with the tools they need to make informed financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. This person can help you answer any questions that you have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big choice, so you should select a gold investment company that puts the opinions of its clients as well as the certifications of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and want to put a big chunk of their wealth into an investment in gold IRA, since it gives savings for large investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following grades, accreditations, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real-time on the website, which means you can easily see the benefits, risks, and costs of your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have done this before. First year storage and upkeep costs $250, and each year after that costs $200. You may have to pay more, such as an amount to establish an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to high-quality training tools.
The application process is simple without speaking to a person and the company provides you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices in all of your contacts with the company.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form and select the account manager you would like to work with. You can do this first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer money into your account. An expert in rolling money into an gold IRA will help you do this.
You can buy valuable metals and select a secure place to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready for selling the property, the buy-back program makes it easy.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To protect yourself from inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, many people have started investing in silver, gold, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund these retirement accounts for individuals. Many companies place customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see if it makes sense for you.