A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see which precious metal IRA accounts are the best value. We evaluated each gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they charge, the storage options they offer as well as their customer service and their image.
Goldco is one of the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. This company is the leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets in different retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to move the money in your account to an precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings or other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be bought. They are pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with information. The kit includes written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the best companies to buy gold, silver, and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they’re doing. You can call the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying gold prior to making the move to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take charge of your money.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly help desks, and clear prices, among other things. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and make it easier to anticipate what you should expect.
Follow these steps to start with Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and hold services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a wide range of silver, gold, palladium, and platinum products in addition to other. You can buy these metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take the following steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your things. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. You can call your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide range of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for gold and silver. The business also offers a site with lots of information for free on the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer money to the Augusta account and select the gold and silver goods you want to buy. Augusta will bring them right to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA and learn how these IRAs work and what types are available and the reasons they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to customers and providing them with the tools they need to make sound financial decisions. On their website, the business provides a complete learning center to assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a great decision, so you must select a gold investment company that puts the reviews of its customers and the accreditations of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80-$200 per year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Contact a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and want to put a large portion of their wealth into an investment in gold IRA as it offers savings for big investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices is updated in real-time through the site, so you can easily assess the risks, benefits and costs of your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to shell out more for instance, the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to get started.
Contact a customer service worker to initiate your account restart or movement of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and want easy access to high-quality training tools.
The application process is simple without speaking to a person, and the company gives access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form, and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the policies and rules that the business follows, and then provide your financial documents. You may need to provide various documents regarding your IRA or tax obligations.
Choose the method you wish to deposit funds into your account. An expert in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. As the last step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites leave glowing feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. This is why many people are now putting gold, silver, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should move the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these individual retirement accounts. Many businesses put customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to find out whether it’s a good idea for you.