A precious metals IRA that is also called a gold-backed IRA can help protect your investment from the volatility of markets and protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks, which makes them a great option to diversify your portfolio.
We looked at the best gold IRA firms to determine which precious metal IRA accounts are the best value. We looked at every gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to transfer the funds in your account to a precious metals IRA.
The company also sells gold and silver directly to customers. You can put your retirement savings as well as money from other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it easy and easy for customers to complete this process by walking them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the precious metals in your account, Goldco will buy them back at the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes written and spoken guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can call the number on the company’s website at any time to talk to your representative.
If you’d like to know more about buying gold prior to taking the next step to buy it, you can ask the company for a complimentary guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear pricing, among other things. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easier to know the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals, and then allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one assistance from experts on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products in addition to other. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase went through once they have done so.
Find a storage solution for your things. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. You can contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a wide range of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website with lots of information for free regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer funds into the Augusta account and choose the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA, how these IRAs work and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to customers and giving them the tools they require to make sound financial decisions. On their website, the business offers a full learning center to help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big option, so it is important to select a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to receive an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
A number of sources gave it five stars.
Free access to expert advice
There are many training tools to help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and want to invest a significant portion of their money into an investment in gold IRA, since it gives savings for large investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold changes in real time through the site, which means you can easily assess the risks, benefits and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended for those who have had this experience before. The first year of storage and maintenance costs $250, and each year after that costs $200. You may have to pay more, for instance, the cost to open an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
The application process is simple without talking to anyone and the company provides you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold, you need to do the following:
Complete the form online and select the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, and then share your financial documents. You may need to provide different papers about your IRA or taxes.
Select the method you prefer to deposit money into your account. An expert in rolling money over into a gold IRA will help you do this.
You can purchase valuable metals and pick a secure location to store them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave great review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you require a variety of investments. Due to this, a lot of people are placing silver, gold, and other valuable metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage the individual retirement accounts. Many companies place customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to find out if it makes sense for you.