A precious metals IRA, which is also called a gold-backed IRA will help safeguard your savings from market volatility and protect you against inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds which makes them a good option to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below based on a number of things, such as the precious metals they provide and the charges they charge, the storage choices they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to move the money from your account into an precious metals IRA.
The company also sells silver and gold directly to customers. You can also invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over the assets you have in your savings account to the new IRA. Goldco makes it easy and stress-free for customers to do this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of various sizes can also be purchased. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit contains written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the most trusted companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step to buy it, you can ask the company for a no-cost guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable support teams, and transparent prices among other things. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easy to be aware of the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals, and then allow Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the company has been in business and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that purchasing rare metals through this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products as well as other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase went through after they have completed the transaction.
Find a method to store your items. Your Specialist will show you the different methods to organize your belongings. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. You can call your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad variety of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. The business also offers a site with lots of information for free about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money to the Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and how they work and what kinds are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad variety of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools they need to make sound financial decisions. On its website, the company offers a complete learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a good decision, so you must select a gold investment firm that values the reviews of its clients and the accreditations of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and wish to invest a significant portion of their money into an investment in gold IRA as it offers savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices is updated in real time through the site, so you can easily assess the risks, benefits and costs of your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have done this before. The first year of storage and upkeep costs $250, and each year following that is $200. You may have to pay more, like an amount to establish an account.
To begin working with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to start.
Contact a customer service representative to start your account restart or to transfer funds.
You can buy valuable metals and choose how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person The company will give access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and clear pricing throughout your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must do the following:
Complete the online form, and choose the account manager you want. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and policies of your company and then provide your financial records. You may need to provide different papers about your IRA or taxes.
Choose the way you want to transfer money in your account. A professional who has experience in rolling money into an gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all websites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from inflation and possible market crashes, you need a diversified collection of investments. This is why a lot of people are investing in silver, gold and other precious metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to set up and manage the individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to see whether it is a good idea for you.