A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your savings from market volatility and protect your investment from inflation. Also, valuable metals like gold and silver are very different from the standard investments like stocks and bonds and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the best value. We looked at each gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they impose, the storage options they provide and their customer service and their image.
Goldco is the most trusted and best company generally for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings or money from other savings accounts in real gold and silver.
If you are looking to open an precious metals IRA through Goldco, move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. These bars are pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will buy these back for the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. This kit contains a written and spoken guide to investing in rare metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies to purchase gold, silver, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investment and find out what they’re doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about buying gold before taking the step, you can ask the company for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take charge of your savings.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and guarantee your purchase up to 24 hours and not pay fees if you make a big payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear prices as well as other aspects. To ensure that your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easy to anticipate what you should expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours regarding how to complete the tax-free move. It could take up to five days for the money to be moved.
You can purchase precious metals, and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items as well as other. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and select how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your Specialist will show you the various options for storing your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company offers a wide selection of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. The business also offers a site that contains a lot of free information regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move funds into the Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and learn how they function and what types are available and the reasons why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to customers and giving them the tools they need to make good financial choices. The company’s website provides an entire learning center that can help with the buying process.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80-$200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and want to invest a significant portion of their wealth into a gold IRA as it offers savings for large investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real time on the website, so you can easily see the risks, benefits and costs of your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is best for buyers who have previously had this service. First year storage and upkeep costs $250, and each year following that is $200. You might have to shell out more for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to begin.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase precious metals and decide how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to a person The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must do the following:
Complete the online form and choose the account manager you want. You can complete the first step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and policies of your company and then share your financial documents. You may need to provide different documents about your IRA or taxes.
Choose the method you wish to transfer money in your account. An expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe storage space for them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
If you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you require a variety of investments. Due to this, many people have started placing silver, gold and other precious metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many businesses put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine if it makes sense for you.