A precious metals IRA that is also called a gold-backed IRA, can help protect your money from volatility in the market and safeguard you from inflation. Also, valuable metals like silver and gold are different from standard investments like stocks and bonds and bonds, which makes them a great option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts offer the most beneficial. We evaluated each gold IRA company below based on a number of factors, including the precious metals they provide, the fees they charge, the storage options they provide and their customer service and their image.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
The company also sells gold and silver directly to customers. You can also invest your retirement savings or other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be purchased. These bars are as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you have to sell the precious metals that are in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit has written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the top companies to buy silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investment and learn what they are doing. You can call the number on the website anytime to speak to an agent.
If you’re interested in learning more about buying in gold prior to making the move, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialist, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easy to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods in addition to other. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the most tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase went through once they have done so.
Find a storage solution for your items. Your expert will help you understand the various ways to store your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company offers a broad variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for gold and silver. This business also offers a site with many free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with people from all 50 U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money to the Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast range of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to clients and providing them with the tools they require to make sound financial decisions. The company’s website offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years of operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good decision, so you must select a precious metals investment company that puts the opinions of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the online form to receive personalized advice or create an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and wish to put a big chunk of their money into a gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold changes in real-time through the site, which means you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended to go with buyers who have had this experience before. First year storage and maintenance costs $250, and each year following that is $200. You may have to pay a little more such as the cost to open an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to get started.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and need easy access to good training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices in all of your contacts with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the form online and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the policies and rules that the business follows, and then share your financial records. You may be required to present different papers about your IRA or taxes.
Choose the way you want to transfer money into your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure location to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites give excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people have started putting gold, silver, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to manage and fund the individual retirement accounts. Many companies put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to diversify it You should speak to your financial advisor first to see whether it is a good idea for you.