A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you against inflation. Also, valuable metals like silver and gold are different from standard investments like stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts are the most beneficial. We looked at each gold IRA company below based upon a range of things, such as the quality of the metals they offer and the charges they impose, the storage options they offer, their customer service, as well as their appearance.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in different retirement accounts by transferring them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can help you understand how to transfer the money in your account to an precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings as well as money from other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your current savings account to the new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Silver and gold bars of different sizes can be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the most trusted companies for buying in silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they are doing. You can dial the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about purchasing gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In that case, you can get help from a specialist or pay a fixed fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly assistance teams and transparent prices, among other things. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easier to be aware of the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours regarding how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and store your IRA for free if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
When you make a purchase of more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can purchase these precious metals by themselves or use them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow the following steps:
Create your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase was successful once they have done so.
Choose a way to store your belongings. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is doing. You can call your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from the company. The company offers a broad range of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for gold and silver. This firm also runs a website with a lot of free information regarding investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring funds into the Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and learn how they work and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and giving them the tools they need to make informed financial decisions. The company’s website has a full learning center to help with the buying process.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to select a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80-$200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and want to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices fluctuates in real-time through the site, so you can easily see the risks, benefits and costs of purchasing. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and every year following that is $200. You may have to pay a little more such as an amount to establish an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to good training tools.
You can apply for an account without speaking to anyone and the company provides you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and the A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold you must do the following:
Fill out the online form, and select the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and policies of your company and then share your financial documents. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to transfer money into your account. A expert in rolling over money into a gold IRA will help you do this.
You can buy valuable metals and choose a safe storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave great review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you require a variety of investments. Because of this, a lot of people have started placing silver, gold, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to manage and fund these retirement accounts for individuals. Many businesses put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see whether it is a good idea for you.
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