A precious metals IRA, which is also known as a gold-backed IRA can help protect your investment from the volatility of markets and protect you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the best deal. We looked at each gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they charge, the storage choices they provide, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings, or other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be purchased. They’re pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will buy these back for the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is located in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver products which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn how they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about buying in gold before taking the step, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly assistance teams and transparent prices among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to do the tax-free move. The money could take as long as five days to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items as well as other. You can buy these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these steps:
Create your account and select how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your specialist will guide you through the different methods to organize your items. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. You can call your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide range of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This business also offers a site that contains a lot of free information regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with people from all 50 U.S. states. They have been in business for over 30 years and handled more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money into your Augusta account and choose the silver and gold items you wish to purchase. Augusta will bring them right to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into an precious metal IRA, how they function, what kinds are offered and the reasons they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they need to make good financial choices. The company’s website has an entire learning center that can aid buyers in the purchasing process.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a great decision, so you must select a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the form online to get an individualized advice or to open an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Contact a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources gave it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and would like to invest a significant portion of their assets into a gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real-time on the website, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have previously had this service. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to pay more, like a fee to set up an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online account application to begin.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and need easy access to good training tools.
It is possible to apply for an account without talking to anyone The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to do the following:
Complete the online form and choose the account manager you would like to work with. You can complete this initial step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and policies that the business follows, and then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Select the method you prefer to transfer money into your account. A expert in rolling over money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe location to store them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
If you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions on how to withdraw funds
Customers on all websites give glowing reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people are now placing silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to set up and manage these retirement accounts for individuals. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to see whether it is a good idea for you.