A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as gold and silver are very different from standard investments like stocks and bonds, which makes them an excellent option to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they impose, their storage options they offer and their customer service and even their reputation.
Goldco is the most reputable and best company generally in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can guide you on how to move the money from your account into a precious metals IRA.
This company also sells gold and silver directly to customers. You can put your retirement savings, or money from other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Silver and gold bars of different sizes can also be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you require to sell the valuable metals in your account, Goldco will purchase these back for the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with details. The kit includes written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies to buy silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they’re doing. You can call the number on the website at any time to talk to an agent.
If you’d like to know more about buying gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take charge of your savings.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialist and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable support teams, and transparent prices as well as other aspects. To make sure your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to anticipate what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours about how to do the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals and allow Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and hold services.
If you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods as well as other. You can purchase these precious metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is going. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a wide range of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website with many free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money to your Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA, how they function, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to customers and giving them the tools they require to make informed financial decisions. On its website, the company offers an entire learning center that can aid buyers in the purchasing process.
This study area has many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. This person can answer any questions you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their wealth into an investment in gold IRA as it offers savings for large investments but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real-time on their website, which means you can easily assess the risks, benefits and costs of purchasing. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is best for buyers who have done this before. The first year of storage and maintenance costs $250, and each year following that is $200. There may be a need to pay more, like a fee to set up an account.
To begin with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to get started.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase precious metals and pick the way you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold, you need to do the following:
Complete the form online and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then share your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer money in your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and select a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing cash
Customers on all sites give great feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, many people are now putting gold, silver and other precious metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to set up and manage these individual retirement accounts. Many companies put clients in contact with account reps who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to diversify it you should consult your financial adviser first to find out if it makes sense for you.
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