A precious metals IRA, which is also known as a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Also, valuable metals like gold and silver are very different from the standard investments like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the best value. We looked at each gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to move the money that is in the account to a precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings or other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over the assets you have in your savings account to your new IRA. Goldco makes it easy and painless for customers to do this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be purchased. They are pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you need to sell the precious metals in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with details. The kit includes a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the top companies to purchase silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they are doing. You can call the number listed on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying gold before taking the step you can contact the company for a no-cost guide. This 25-page guide has useful information about how rare metals IRAs can help you take charge of your money.
You can also find out about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialized expert or pay a fixed fee and guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and clear prices, among other things. To make sure your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market trends and allow you to know what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online form which takes only 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours of how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
When you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this firm has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that purchasing rare metals from this company is a secure and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items in addition to other. You can buy these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these five steps:
Create your account and choose the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your expert will help you understand the various methods to organize your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company sells a wide variety of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for silver and gold. This firm also runs a website with lots of information for free regarding investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds to the Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA, how these IRAs work and what kinds are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and giving them the tools needed to make sound financial decisions. On its website, the company has a complete learning center to assist buyers.
This study area comes with many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a big choice, so you should select a gold investment firm that values the reviews of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver, platinum, and palladium in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to get a custom advice or to open an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and would like to put a big chunk of their wealth into an investment in gold IRA, since it gives savings for large investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices changes in real time through the site, which means you can easily assess the risks, benefits, and costs of purchasing. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to pay more, such as a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to get started.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to quality training tools.
The application process is simple without talking to anyone, and the company gives you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the online form and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then share your financial records. You may need to provide different documents about your IRA or tax obligations.
Select the method you prefer to transfer money into your account. A expert in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling the house, the buy-back plan makes it simple.
A guide for investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing funds
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you need a diversified collection of investments. Due to this, a lot of people are placing silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to set up and manage the individual retirement accounts. Many businesses put customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to determine if it makes sense for you.