A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds which makes them a good option to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they charge, the storage choices they provide as well as their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in various retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to move the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can also invest your retirement savings, or other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to do this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be purchased. These bars are pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals in your account Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with details. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the top companies to purchase silver, gold as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can call the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying gold before taking the step, you can ask the company for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices, among other things. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to start with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods, among others. You can buy these metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and choose which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful once they have done so.
Find a storage solution for your items. Your expert will help you understand the different options for storing your things. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company sells a wide variety of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website that contains a lot of free information about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring funds into the Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA, how they function and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its customers and providing them with the tools needed to make good financial choices. The company’s website offers a full learning center to aid buyers in the purchasing process.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you might have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to select a gold investment firm that values the reviews of its customers and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 a year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to receive personalized advice or create an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and wish to put a large portion of their money into an investment in gold IRA, since it gives savings for big investments but lacks many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices is updated in real-time through the site, which means you can easily see the risks, benefits, and costs of your purchase. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is best for buyers who have done this before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You may have to pay a little more like an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase precious metals and choose how you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person The company will give you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold, you need to do the following:
Fill out the form online and select the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines that the business follows, and then provide your financial documents. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. A professional who has experience in rolling money into an gold IRA will help you do this.
You can purchase precious metals and select a secure storage space for them. As a final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all websites give great reviews of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, you require a variety of investments. This is why many people are investing in silver, gold and other precious metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to set up and manage these retirement accounts for individuals. Many businesses put clients in contact with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to determine whether it’s a good idea for you.