A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets and safeguard you against inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds which makes them a good way to diversify.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below based upon a range of factors, including the quality of the metals they offer and the charges they impose, their storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most reputable and best company generally when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to move the money from your account into a precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings as well as money from other savings accounts into real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your savings from your savings account into the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will purchase them back at the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit has written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they are doing. You can dial the number on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold prior to taking the next step, you can ask the firm for a complimentary guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you can seek advice from a specialized expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices as well as other aspects. To make sure your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect market changes and allow you to anticipate what you should expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items in addition to other. You can purchase these metals on their own or use them to put money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the highest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company offers a broad range of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for silver and gold. The firm also runs a website with lots of information for free on the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move funds to the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and learn how they work and what kinds are available, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to customers and providing them with the tools they need to make sound financial decisions. On its website, the company provides a complete learning center to help with the buying process.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to select a gold investment company that puts the reviews of its clients and its accreditations for affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80-$200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and wish to invest a significant portion of their assets into a gold IRA which offers savings for big investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold changes in real-time on their website, which means you can easily assess the risks, benefits, and costs associated with your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and each year thereafter costs $200. You may have to pay a little more for instance, a fee to set up an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application form to get started.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and want easy access to quality training tools.
The application process is simple without talking to a person The company will give you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Over 700 customers have given Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must follow these steps:
Fill out the online form, and select the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, and then provide your financial documents. You may need to provide different papers about your IRA or taxes.
Select the method you prefer to deposit money into your account. A professional who has experience in rolling money into a gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all websites give glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to need a diversified collection of investments. Due to this, a lot of people have started placing silver, gold, and other valuable metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to manage and fund the individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see whether it is a good idea for you.