A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks and bonds, which makes them a good option to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they impose, their storage choices they provide as well as their customer service and their image.
Goldco is among the most trusted and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to transfer the funds in your account to a precious metals IRA.
This business also sells silver and gold directly to customers. You can invest your retirement savings or other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your savings account to the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be bought. They’re as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies that provide gold IRAs.
One of the top companies for buying in silver, gold and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver products that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn how they are doing. You can call the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about buying gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In that case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easy to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products, among others. You can buy these metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take the following steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your belongings. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check what your IRA is performing. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a wide range of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website that contains many free information about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money to the Augusta account and choose the silver and gold items you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA, how they function, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to customers and providing them with the tools they need to make sound financial decisions. On its website, the company provides an entire learning center that can help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a great option, so it is important to select a gold investment firm that values the opinions of its clients as well as the certifications of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who know the market and want to invest a significant portion of their wealth into a gold IRA which offers savings for large investments, but lacks many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold changes in real time on the website, so you can easily assess the benefits, risks, and costs of purchasing. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have done this before. The first year of storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to shell out more such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online account application to begin.
Contact a service representative to start your account restart or movement of funds.
You can buy valuable metals and pick the way you want to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and want easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the online form and choose the account manager you would like to work with. You can do this first step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules of your company and then provide your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the way you want to put money in your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it simple.
A free guide to investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, many people have started investing in silver, gold, and other valuable metals in retirement accounts due to them being relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund these retirement accounts for individuals. Many businesses put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor to find out whether it is a good idea for you.