A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your savings from market volatility and protect you from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks and bonds, which makes them a good way to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts offer the best value. We looked at each gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they charge, the storage options they provide as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. Goldco is a leading company in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings as well as money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your savings from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be bought. They’re as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. The kit includes a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the top companies to purchase silver, gold and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can keep them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn how they are doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’d like to know more about buying gold before taking the step to buy it, you can ask the firm for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To ensure that your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easy to be aware of the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours about how to do the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA for free if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and holding services.
If you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items, among others. You can buy these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your Specialist will show you the various options for storing your things. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can call your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company offers a wide selection of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website that contains a lot of free information regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move money to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to an precious metal IRA, how they function and what kinds are available, and why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and giving them the tools they require to make good financial choices. On its website, the company provides an entire learning center that can assist buyers.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good choice, so you should select a gold investment firm that places the reviews of its customers and its accreditations for affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and want to invest a significant portion of their money into a gold IRA as it offers savings for large investments, but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real time on their website, which means you can easily see the risks, benefits, and costs of purchasing. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The initial year of storage and maintenance costs $250 and each year after that costs $200. You may have to shell out more like an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to good training tools.
You can apply for an account without talking to a person The company will give access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and transparent prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form and choose the account manager you want. You can complete the first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, then share your financial documents. You may need to show different papers about your IRA or taxes.
Choose the way you want to put money into your account. A professional who has experience in rolling money over into an gold IRA can assist you with this.
You can purchase precious metals and pick a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all websites give glowing feedback on gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, you require a variety of investments. Because of this, a lot of people are putting gold, silver, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine whether it’s a good idea for you.