A precious metals IRA that is also known as a gold-backed IRA will help safeguard your investment from the volatility of markets and protect you from inflation. Additionally, precious metals like gold and silver are very different from standard assets like stocks and bonds which makes them an excellent option to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below based upon a range of factors, including the valuable metals they offer and the charges they impose, their storage options they offer and their customer service as well as their appearance.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the money that is in the account to an precious metals IRA.
The company also sells gold and silver directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has written and spoken guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they’re doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’re interested in learning more about purchasing gold before taking the step, you can ask the company for a no-cost guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialist or pay a fixed fee and guarantee your purchase up to 24 hours and avoid charges for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and allow you to know what to expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free setup and holding services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that purchasing rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items as well as other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
This company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad variety of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash payments for silver and gold. This firm also runs a website with many free information about the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money into your Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA, how they function, what kinds are offered and the reasons why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and providing them with the tools needed to make good financial choices. On its website, the company has an entire learning center that can help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that values the reviews of its customers and the accreditations of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 a year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to receive an individualized advice or to create an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and would like to put a big chunk of their wealth into an investment in gold IRA which offers savings for large investments, but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold changes in real time through the site, which means you are able to easily evaluate the risks, benefits and costs of purchasing. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The initial year of storage and maintenance costs $250, and each year following that is $200. You might have to pay more, such as an amount to establish an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online application form to begin.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and choose how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to good training tools.
The application process is simple without talking to a person and the company provides access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100 and $150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form, and choose the account manager you want. You can complete the first step on your own using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to put money in your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. In the final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all websites give great reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Due to this, many people have started investing in silver, gold, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to fund and take care of these retirement accounts for individuals. Many businesses put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor to see whether it is a good idea for you.