A precious metals IRA, which is also known as a gold-backed IRA can help protect your money from volatility in the market and safeguard you against inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like bonds and stocks, which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based on a number of factors, including the precious metals they provide, the fees they impose, their storage options they offer and their customer service as well as their appearance.
Goldco is the most trusted and most reliable company overall for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to move the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to its customers. You can also invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit contains a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies to provide gold IRAs.
One of the top companies to buy silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn how they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about purchasing gold before taking the step, you can ask the firm for a complimentary guide. This guide of 25 pages contains valuable information about how rare metals IRAs can help you take charge of your money.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In that case you can seek advice from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear prices, among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easier to know what you should expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online form which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying in rare metals from this company is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items as well as other. You can purchase these metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take the following steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your belongings. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is going. You can contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a wide variety of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. This business also offers a site that contains a lot of free information on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring funds into your Augusta account and then select the gold and silver goods you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA, how they work, what kinds are offered and the reasons why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad range of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to clients and giving them the tools needed to make good financial choices. The company’s website has a complete learning center to aid buyers in the purchasing process.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good decision, so you must select a precious metals investment firm that places the reviews of its customers as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 a year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Many sources gave it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and would like to put a big chunk of their assets into a gold IRA, since it gives savings for large investments, but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices fluctuates in real-time on their website, so you can easily see the benefits, risks, and costs of your purchase. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250 and each year following that is $200. You might have to shell out more like an amount to establish an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to start.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase valuable metals and choose how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides access to a vast knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with it is awarded an A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the form online and choose the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial documents. You may need to show different papers about your IRA or taxes.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure place to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites leave glowing review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To guard yourself against inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. This is why a lot of people are putting gold, silver, and other valuable metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund these individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor to determine whether it’s a good idea for you.