A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like stocks and bonds, which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below based on a number of things, such as the valuable metals they offer, the fees they impose, the storage choices they offer, their customer service, as well as their appearance.
Goldco is among the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to move the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can put your retirement savings, or money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the valuable metals in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains a written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the best companies to purchase gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they’re doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about buying in gold before taking the step to buy it, you can ask the firm for a free guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful help desks, and transparent prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect market changes and allow you to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods as well as other. You can buy these metals on their own or use them to put money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these steps:
Create your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. Contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a broad range of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for gold and silver. This business also offers a site with a lot of free information on the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move money into the Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools they need to make informed financial decisions. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a great decision, so you must choose a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to get a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and wish to put a large portion of their wealth into an investment in gold IRA as it offers savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices changes in real time on their website, so you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is best for buyers who have previously had this service. First year storage and maintenance costs $250 and every year thereafter costs $200. You may have to shell out more for instance, an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online application form to get started.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase valuable metals and decide how you want to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to quality training tools.
You can apply for an account with no need to talk to anyone The company will give you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ grade.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold you must do the following:
Complete the form online and select the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company then share your financial records. You may need to provide different papers about your IRA or taxes.
Select the method you prefer to put money into your account. A professional who has experience in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe location to store them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites give great reviews of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, a lot of people have started putting gold, silver and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to fund and take care of these retirement accounts for individuals. Many companies place customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to find out if it makes sense for you.