A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility and protect your investment from inflation. Additionally, precious metals like silver and gold are different from the standard investments like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best deal. We looked at every gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, their storage options they offer and their customer service and even their reputation.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
The company also sells gold and silver directly to customers. You can also invest your retirement savings, or other savings accounts into real silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit has written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can dial the number listed on the company’s website at any time to talk to your representative.
If you’d like to know more about buying in gold prior to making the move to buy it, you can ask the company for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful assistance teams and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easy to know what you should expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and allow Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
When you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods, among others. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase went through once they have done so.
Find a storage solution for your things. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. You can call your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company offers a broad range of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for silver and gold. This firm also runs a website with many free information on the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds to your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA, how they function and what kinds are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast range of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to clients and providing them with the tools needed to make informed financial decisions. On its website, the company has a complete learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good choice, so you should select a precious metals investment firm that values the opinions of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to invest a significant portion of their money into an investment in gold IRA which offers savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold changes in real-time through the site, so you can easily assess the risks, benefits, and costs of purchasing. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have done this before. The initial year of storage and upkeep costs $250 and every year after that costs $200. You might have to pay more, like an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a service representative to get your account started or movement of funds.
You can buy valuable metals and decide how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to quality training tools.
You can apply for an account with no need to talk to a person and the company provides you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the form online and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to provide different documents about your IRA or taxes.
Choose the way you want to put money in your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure storage space for them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all websites give glowing reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To guard yourself against inflation and possible market crashes, you should have a diverse portfolio of investments. Due to this, many people are investing in silver, gold, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund these retirement accounts for individuals. Many companies place customers in touch with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see if it makes sense for you.