A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts are the best value. We looked at each gold IRA company below based upon a range of factors, including the quality of the metals they offer as well as the costs they impose, their storage options they provide and their customer service and even their reputation.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts into real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it easy and easy for customers to do this by guiding them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of different sizes can be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you have to sell the valuable metals in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit contains a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the best companies to purchase silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver products that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying in gold before taking the step, you can ask the firm for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear prices among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easy to anticipate what you should expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person in charge of your IRA within 24 hours of how to make the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA for free if spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free setup and holding services.
When you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products as well as other. You can buy these metals by themselves or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these five steps:
Set up your account and choose the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad selection of gold and silver coins OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website with a lot of free information about investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer funds to your Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and how these IRAs work and what types are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its clients and giving them the tools they require to make sound financial decisions. On its website, the company has a full learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good decision, so you must select a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and would like to put a large portion of their money into a gold IRA which offers savings for large investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices is updated in real time on the website, so you can easily see the benefits, risks, and costs of your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and every year following that is $200. There may be a need to pay a little more like the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can buy valuable metals and pick the way you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and want easy access to quality training tools.
The application process is simple with no need to talk to anyone, and the company gives access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ grade.
Over 700 customers have given Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help, and clear prices in all of your contacts with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form and select the account manager you want. You can complete the first step on your own with AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then share your financial records. You may need to provide different papers about your IRA or tax obligations.
Select the method you prefer to deposit funds into your account. A expert in rolling money into a gold IRA will help you do this.
You can purchase valuable metals and pick a secure location to store them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all sites leave great review of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To protect yourself from the risk of inflation and market crashes, you need a diversified collection of investments. Due to this, many people are putting gold, silver and other precious metals in retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to set up and manage the individual retirement accounts. Many companies put customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to determine if it makes sense for you.
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